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The Citizens Must Act.

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We are the only organization fighting for the immediate and full return of standard consumer protections to all student loans in the United States. If you are a distressed borrower of any age, please use this site to tell your story, learn about the problem, meet others with similar situations, and above all, to take the actions necessary to compel Congress to serve the interests of the students and their families, and bring fairness to what has become a state-sponsored  predatory, and inflationary lending system.  

Welcome.  We are glad you're here.  Please jump onto our Facebook group, and your local state chapters.  We will get this done.

Recent Publications:


          3/1/17:   Trump's silence on student loan crisis is deafening

          2/1/17:   Students need bankruptcy protections from crushing loans

  1/11/17:    Cuomo's "free tuition" plan is not good

 12/22/16:   The media's student loan forgiveness myth

/11/16:   US Students buried under crushing College Debt

       12/11/16:   Student Debt is America's most pressing Economic Problem

       11/21/16:   President-elect Trump:  Drain the Student Loan Swamp

       11/14/16:   Student Loans and why Hillary lost the Election

       10/18/16:   Donald Trump's Cowardly Student Loan Plan

        9/10/16:   UVA Slushfund just tip of the Iceberg

8/16/16:   Student Loan Proposal has Merit
        8/08/16:   Student Loan Issue Teed up for Trump

        6/28/16:   Democrats MIA on Student Loans

        5/27/16:   What Bernie Needs to do Right Now

        5/13/16:   President Obama's Horrible, Terrible Legacy on Student Loans

3/10/16:   A Right to Debt Relief from Crushing Student Loans

2/20/16:   Press Release: Thousands of Student Loan Borrowers slated for Arrest

          2/9/16:   Bernie needs to address the Student Loan Problem

        1/28/16:   Hillary should append her Student Loan Platform before the Primaries

1/20/16:   Black Lives Matter to Obama:  Black Livelihoods, not so Much

      12/17/15:   How Donald Trump Could Win the General Election

 Press Release: Congress: Investigate the Department of Education

       8/12/15:    Hillary's Student Debt Plan Sorely Lacking

       7/20/15:    Presidential Candidates ducking the Student Loan Problem

       5/26/15:    Student Loan Refinancing

       5/08/15:    Student Loans and the Presidential Race

       4/03/14:    White Paper: Flawed Analysis Disputing Student Loan Profitability

 Press Release: The Center for American Progress is Corrupted

         1/6/14:    Press Release: Astounding "tuition reserves" not limited to Wisconsin

        8/15/13:   The College Loan Scandal (Matt Taibbi)

        7/11/13:   "Fair Value" in an unfair system

        6/26/13:   The Student Loan Interest Rate Debate:  Another Distraction

  Restore Bankruptcy Protection to Student Loans

       11/02/12:   Press Release: Value of Defaults Grossly Underreported

       10/30/12:   Students still need basic lending protections

         9/20/12:   Romney-Ryan on Student Loans:  Crony Capitalism?

         8/27/12:   How to fix the Student Loan System

         8/15/12:   The Student Loan Crisis that can't be Gotten Rid Of (Moe Tkacik)

         4/25/12:   Beyond the Interest Rate Debate

         4/25/12:   Protester's New Front (Alex Zaitchik)

         4/23/12:   Time to Occupy the Department of Education?

           4/3/12:   Protecting Vulnerable Students

         3/31/12:   Big Government, Congressman Ryan, and Student Loans

         3/19/12:   Why College Costs So Much

                  3/7/12:   Both Parties can "Occupy" the Student Loan Problem

               1/30/12:   Is there a Media Blackout of the Student Loan Crisis?

                 1/23/12:   How to Fix the Student Loan Crisis (Lynn O'Shaughnessy)

               1/10/12:   Student Loans and Bankruptcy:  The Debate Continues

            12/29/11:   Should Student Loans be dischargeable in Bankruptcy?                 8/13/11:   Why Removing Bankruptcy Protections is Incredibly Stupid

          5/5/11:   Citizen Action

        1/13/11:   White Paper: Government Profiting on Defaults

      12/20/10:   Democrats:  Restore at least One Protection Before You Go

      10/14/10:   Killer Loans (Stephanie Kraft)

 Press Release:  Student Loans Surpass Credit Card Debt

 Press Release:  Government Vastly Undercounts Defaults

          3/3/10:  Nader, others Send Letter to Secretary


  More Media...


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