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2/28/2022 Monday Action, Artwork, **ImportantGood Morning All-
We need to hit the Senate hard with today's action: Whether you want your loans cancelled, a negotiated settlement, or some other workout, it all depends on this bill. See last night's livestream to understand this. Also, check out/use our Art Stash. Over 1.7 million people have used it already, and this art is strong stuff! If you are an artist, and have something you want to contribute, we love that! Send your stuff to [email protected]. This week is the most critical yet for us. This is your battle, and we are the only group in the country fighting it. We need you! -Alan ps. Join your state chapter
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2/26/2022 Saturday ActionHey All!
Today's action: It will help. We need you more than ever. You have no idea how important you are right now...See last night's livestream. Please don't let this drop. Best, Alan ps. Will you please join your state chapter? 2/25/2022 Friday Action Hey All-
Today's action is quick: If you have extra time, please make it your mission to get your local newsmedia to report on our petition (Change.Org/CancelStudentLoans). Give them our contact info ([email protected]), and tell them we can find hundreds of people in your local area who are willing to be interviewed and put a human face to this crisis. These are your loans. This is your battle. We need you. Will you help? -Alan 2/24/2022 Thursday ActionHey All-
Our bill is at a critical place. Right now, we need to put the maximum pressure on our Senators to support it. To that end: Whether you need student loan cancellation, or some other workout (ie interest reduction/elimination, etc), it really depends upon this bill. Here is why that is true. Also, see last night's livestream. This really is the battle, folks...your fight to fight. Godspeed- Alan 2/23/2022 Wednesday ActionHey All-
Today, we're asking everyone to help with these two easy actions:
This is the battle, folks. See this recent interview we did with Rad Futures. Regards, Alan 2/22/2022 Resistbot, InterviewHey All-
Today's action is very quick: Text "SIGN PSQVFQ" to 50409 Also, Check out our recent interview with Jessica at Rad Futures! We're getting closer, but we need your help more than ever folks- Regards, Alan 2/19/2022 ResistBot!2/14/2022 Monday Action. ResistBot!Good Monday All:
The battle continues, and much depends on us getting our Bill passed. To that end, today's action:
Onward- Alan ps. Join your state chapter 2/12/2022 A Very Good Week. Saturday Action...Hey All-
It was a very good week for us (see below). The fight continues, and focusing on republican Senators and Governors remains the biggest battle of this war. To that end, today's action: Retweet this to Governor Mike DeWine Retweet this to all GOP Senators This week was very good: Our members were featured in the Wall Street Journal, and we did interviews with many news media organizations. Most importantly, our bill was covered at least twice and our longstanding push on the President to stop opposing student loan borrowers in bankruptcy court is FINALLY being picked up on by other (left-leaning) groups. You heard it here first. ;-) I hope you are pleased. If so, please go a little "above and beyond & retweet this to the President and his staff, retweet this to student loan borrowers everywhere, and do a month worth of our daily actions (it will take you all of 5 minutes). Come on folks. We're getting there. See last night's live stream. -Alan 2/11/2022 One of our Bad Stories Happy Friday All- I want to share one of our bad stories with you below. It is really important that stories like these (and we have quite a few) get out to the public. If you have a story like this, please send it to us. We'll use it. Today's action (to that end):
Please also donate something. We still have $75 left to raise this week to meet our operating expenses. -Alan ------------------------------- Name: V. State: CA I've done my part. I started out with $26,000 in Federal Student Loans. I've paid $93,000 interest, far exceeding my original principal. But I still owe $132,000. I relied on the promise that going to college would better my life. "Use student loans" I was told...you'll get a good job & pay them off with your rewarded career. I relied on the promise that I could afford an education with the help of Federal Student Loans, not only for college but beyond... because I'd get such a well paying career. I'm a lawyer. I should make bank, right? Well, I'm a public interest lawyer. For 27 years I have served indigent persons, families, children, by being appointed by the Courts to persons who have a constitutional guarantee of having an attorney. I represent abused and neglected children. I represent struggling parents to better their families. I have represented CPS briefly, I have been a Public Defender (pre-PSLF). But I do not benefit from PSLF because I am 1099, not W2. I do not meet the "qualifying employer" prong of PSLF. My counterparts in the Public Defenders office do, in the County Counsel's office do, in the District Attorneys office do, in nonprofit mill-attorney offices do...but not me. Not any attorney in my position do (despite working sometimes 70 hour weeks with no benefits and no retirement). I serve the SAME population but am expressly excluded from PSLF forgiveness. I also am not eligible for IDR/IBR/ICR forgiveness, because when I reconsolidated my debt to get a "qualifying repayment plan" and a "qualifying debt" in 2009, my time-clock of 20-25 years to forgiveness, started over. There are many in my shoes. Message received. Not deserving. Not qualified to have loans forgiven. Student Loans taken out, repayment, deferments, forbearances, interest, penalties, fees, default, doubling the balance owed as collection costs/fees/penalties, "loan rehab", negative amortization because "qualifying income-driven payment plan" payment didn't even cover interest! ...My Federal Student Loan, at 9% fixed, has become INTEREST-ONLY! If this was unconscionable in the sub-prime mortgage crisis, WHY is it acceptable to student loan debtors? Negative amortization & Federal Student Loan promissory notes DISALLOW applying payments to principal, if you owe interest. ...So I used my savings to pay down interest hoping one day to touch principal. I'm 58 now, my hair is gray, I am grandmother age, I'm not as employable anymore when compared to youth, and I don't have retirement, or savings (anymore). I was told by collectors that my social security will be garnished if I retire and stop paying. Social Security is all I have left for retirement. My only way out of debt right now...is death. Upon death, all is forgiven. Until death do we part, me & federal student loans. Until debt do we part--isn't that a better way to say this? Since 18yo, I relied on Federal Student Loans for an education and promises to help me achieve my dreams, and my family's dream. At 18 years old with my first-taken student loan...I've never lived an adult year without the weight of federal student debt. I've done my part, Joe/POTUS. Haven't I paid my debt yet? |